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Asbestos is the name given to a number of natu-rally occurring fibrous
minerals with high tensilestrength, the ability to be woven, and
resistance toheat and most chemicals. Because of these proper-ties,
asbestos fibers have been used in a wide rangeof manufactured goods,
including roofingshingles, ceiling and floor tiles, paper and
cementproducts, textiles, coatings, and friction productssuch as
automobile clutch, brake and transmissionparts. Exposure to asbestos can
be harmful tohuman health if asbestos fibers are released intothe air
when asbestos is disturbed or in poorcondition, and these fibers are
inhaled into thelungs. Asbestos exposure has been associated witha
number of serious health problems and diseases,including asbestosis,
lung cancer, and mesothe-lioma.
For more than three decades, many federal agen-cies have been overseeing
the regulation of asbes-tos products, wastes, and emissions.
ExistingEnvironmental Protection Agency (EPA) regula-tions address
asbestos risks from non-householdproducts that contain asbestos; point
sourceemissions from facilities where these products aremanufactured;
and sites where environmentalcontamination poses a risk to local
populations(outside of the workplace). These regulations arepromulgated
under several environmental statutes.
It is unfortunate that in today's economy, debt rules all. From the
deepest spots of our wallets, we have charged ourselves to the point
of no return. The commercials and ads promising a better car, newer
home and more of this and that are all based on lines of credit and
bank loans. Our children have been raised in this economy where paying
for something means a monthly payment and a low or high interest rate;
this is why debt elimination is needed. With debt comes the need for
the debt elimination and the strive to become debt free.
Happiness, less stress and more money are all waiting for the person
who can choose debt elimination and live debt free. A debt free
lifestyle and a debt elimination lifestyle is one that is marked by
owning more things than you owe on. Moving from carrying large amounts
of debt to being a debt free citizen is as simple as practicing these
five debt elimination tips.
Pay Cash - This step may seem like a given but becoming debt free with
debt elimination is about eliminating the creation of new debt which a
lot of people have trouble with. New debt free choices can create a
more sound debt elimination path in life. It is often hard to accept
the fact that we can not have everything we want and even though we
can afford the monthly payment, that is still debt. Free yourself from
this debt by buying only with cash; the savior of debt elimination.
Cancel Those Cards - Debt elimination can not start until those credit
cards are out of sight, out of mind and out of the wallet. A debt free
lifestyle and debt elimination means never charging anything again.
Yes, you heard that right, NEVER! A credit card is the worst choice
for someone who wants to live life debt free and eliminate all debt.
Charging fresh amounts of money will just revert you back to being
full of debt and stop debt elimination.
Minimum is Not Good - In order to pay off the credit card debt you owe
and become debt free, you need to eliminate debt from your bills. The
debt created on credit cards is a revolving debt. Free to take up most
of your budget for the next 30 years if you choose to pay the minimum
payments. Paying off those cards will require higher payments on a
more frequent schedule. Debt free and debt elimination is not an easy
choice, but it will feel good.
No More Monthly Payments -When trying to move from debt to debt free,
you must forget about how much you can afford per month and stick with
what you can afford right now. Debt free means taking those monthly
payments and converting them to monthly savings. Debt elimination is
getting rid of that debt.
Bankruptcy is Not a Choice -Bankruptcy is not a debt free option.
Being debt free and debt elimination means keeping track of our money,
not pushing the bills under the rug. In order to live debt free and
remain debt free, we need to learn how to choose debt elimination.
There was a time in life when debt free was the only way to live.
Since then, the world has been taken over by the interest rate. Just
as we learned to live outside of our means, we can learn to eliminate
debt ad live debt free. A debt free lifestyle and debt elimination is
there for the taking, we just have to want to be debt free.
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